Annuities & Retirement Planning: Secure Your Future with Confidence

A blue and green jc logo in a square on a white background.

How Annuities Fit Into Your Retirement Plan

Annuities offer a guaranteed income stream, ensuring you won’t outlive your savings. They can be an essential part of a diversified retirement strategy, providing tax-deferred growth and financial stability—regardless of market conditions.

Fixed Annuities

Provides a predictable, steady income with guaranteed interest rates.

A man wearing a hat and glasses is walking with a woman wearing a hat.

Indexed Annuities

Grows your savings based on stock market performance while protecting against losses.

A woman is using a calculator while sitting at a table

Deferred Annuities

Grows tax-deferred over time and pays out in the future, ideal for long-term retirement planning.

An elderly woman is holding a lemon in her hand in a kitchen.

Immediate Annuities

An immediate annuity provides a guaranteed stream of income, starting immediately after purchase, in exchange for a lump sum payment, making it a popular retirement income option. 

A man and a woman are hugging each other and looking at each other.
Jacksonvill, Florida

Independent & Unbiased Advice

A check mark in a circle on a white background.

Year-Round Support

A check mark in a circle on a white background.

Personalized Plan Comparisons

A check mark in a circle on a white background.

Step-by-Step Guidance

A check mark in a circle on a white background.

Why Work With JC Insurance Group?

We’re committed to helping you find the right coverage for your family and future.

Get the Answers You Need

A black and white silhouette of a phone on a white background.

(458) 205-8398
Call Us Today.

  • How do annuities work?

    Annuities allow you to invest money over time or in a lump sum and receive payouts later—either immediately or at a future date.

  • Are annuities safe?

    Fixed and indexed annuities provide principal protection, making them a secure option for retirement income.

  • When should I buy an annuity?

    The best time to invest in an annuity depends on your retirement timeline. We’ll help determine if an immediate or deferred annuity is right for you.

  • Can annuities be part of an IRA or 401(k) rollover?

    Yes! Certain annuities can be used for tax-deferred retirement savings, allowing you to roll over funds from a 401(k) or IRA.