Annuities & Retirement Planning: Secure Your Future with Confidence
How Annuities Fit Into Your Retirement Plan
Annuities offer a guaranteed income stream, ensuring you won’t outlive your savings. They can be an essential part of a diversified retirement strategy, providing tax-deferred growth and financial stability—regardless of market conditions.
Fixed Annuities
Provides a predictable, steady income with guaranteed interest rates.
Indexed Annuities
Grows your savings based on stock market performance while protecting against losses.
Deferred Annuities
Grows tax-deferred over time and pays out in the future, ideal for long-term retirement planning.
Immediate Annuities
An immediate annuity provides a guaranteed stream of income, starting immediately after purchase, in exchange for a lump sum payment, making it a popular retirement income option.
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How do annuities work?
Annuities allow you to invest money over time or in a lump sum and receive payouts later—either immediately or at a future date.
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Are annuities safe?
Fixed and indexed annuities provide principal protection, making them a secure option for retirement income.
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When should I buy an annuity?
The best time to invest in an annuity depends on your retirement timeline. We’ll help determine if an immediate or deferred annuity is right for you.
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Can annuities be part of an IRA or 401(k) rollover?
Yes! Certain annuities can be used for tax-deferred retirement savings, allowing you to roll over funds from a 401(k) or IRA.