(458) 205-8398 or toll free (866) 981-3017 joe@jclifehealth.com

Medicare Insurance Plans

When it comes to Medicare insurance you have options.  Many of our customers have talked about how they found the task daunting at best.  That’s why its important to have an independent agent in your corner that can assist you with choosing which plan will work best for you in the coming year.

Choosing the right Medicare option can be tricky.  Plans change every year, from copays and deductibles to drug formularies.  For the average person its extremely difficult to track, however,  as professional agents, we are required to spend several hours a year completing industry re-certifications and re-educating ourselves on the different plans available in the areas we serve, so that we can educate our clients to enable them to make the right choice.

As mentioned earlier, Medicare Advantage Plans, Prescription Drug Plans and even Medicare Supplement Plans can change every year. That’s why we try to meet with all of our clients every year to review the changes in their lives as well as the changes to their plans.

Who Can Help with Medicare

Medicare Savings Program

Do you qualify to have Medicare Part B premiums paid for by the state?  If you do qualify you will receive your Medicare Part B premium back into your Social Security Check.  Do you qualify for Social Security’s Extra Help Program that helps with prescription drug (Part D) costs?  Do you know if you qualify for Medicaid or have you been receiving all the extra benefits such as Dental, Vision, Hearing and other benefits?  If you are on a limited income and don’t know the answers to these questions you should give us a call or set up an appointment.

Read our article about Medicare Savings Programs here.

How Can Joe Help Me With Medicare

Working with an Independent Agent

Did you know that regardless of which Medicare insurance plan you chose, you pay nothing extra for having an agent assist you with your enrollment?  In addition to this, when you have an experienced agent assist you in your enrollment, a good agent will continue to assist you all year long and can advocate for you if and when it becomes necessary.  Our customers know they can reach us on our cell phones 7 days a week.

Click here to contact us or give us a call at (458) 205-8376.

Below are some links to download Medicare Publications you may find useful.

Click here to download the 2024 edition of “Medicare and You” from the Medicare.gov website

Click here to download the 2023 edition of “Choosing a Medigap Policy: A Guide to Health Insurance for People on Medicare” from the Medicare.gov website

We do not offer every plan available in Oregon. Currently we represent 16 organizations which offer 138 products in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program to get information on all of your options.

To see the states we are licensed in, click here.

For more information on the different Medicare options click on the links below.

medicare insurance black family multigenerational

MA vs MAPD vs PDP, What are the Differences?

Read our article and learn more about this important decision.

Compare Medicare Advantage Plans on Your Own

We are a Plan Enroll Network Affiliate. If you would like to compare Medicare Advantage or Prescription Drug Plans on your own please click the link.

** Note: Not every plan we offer is available for comparison on Plan Enroll.  Contact us to receive a comprehensive, no obligation comparison of plans available in your are. (Click Here to see all a list of states where we are licensed and the Carriers we represent).

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Original Medicare vs Medicare Advantage- Which is right for you?

Read our article and learn more about this important decision.

The Annual Election Period for Medicare Advantage and Medicare Prescription Drug Plans is October 15th  – December 7th.

The Medicare Advantage Open Election Period is from January 1st to March 31st.

There are also initial and special election periods that can apply to you individual situation.  To learn more attend one of my Medicare Made Clear or a specific plan presentations, or feel free to give me a call at (458) 205-8398.

Click here for presentation date and times.