(458) 205-8398 joe@jclifehealth.com

Medicare Insurance Plans

When it comes to Medicare insurance you have options.  Many of my customers have talked about how they found the task daunting at best and that’s why its important to have an independent agent in your corner that can assist you with choosing which plan will work best for you in the coming year.

Choosing the right Medicare option can be tricky.  Plans change every year, from copays and deductibles to drug formularies.  For the average person its extremely difficult to track, however,  as a professional agent, I am required to spend several hours a year re-certifying and re-educating myself on the different plans available in the areas I serve, so that I can educate my clients to enable them to make the right choice for the coming year.

As I mentioned earlier, Medicare Advantage Plans, Prescription Drug Plans and even Medicare Supplement Plans can change every year. That’s why I try to meet with all of my clients every year to review the changes in their lives as well as the changes to their plans.

Medicare Savings Program

Do you qualify to have Medicare Part B premiums paid for by the state?  If you do qualify you will receive your Medicare Part B premium back into you Social Security Check.  Do you qualify for Extra Help Program with your prescription drugs from Social Security?  Do you know if you qualify for Medicaid or have you been receiving all the extra benefits such as Dental, Vision, Hearing and other benefits?  If you are on a limited income and don’t know the answers to these questions you should give me a call or set up an appointment.

Read my article about Medicare Savings Programs here.

Working with an Independent Agent

Did you know that regardless of which Medicare insurance plan you chose, you pay nothing extra for having an agent assist you with your enrollment.  In addition to this, when have an experienced agent assist you in your enrollment, a good agent will continue to assist you all year long and can advocate for you if and when it becomes necessary.  My customers all know that can reach me on my cell phone 7 days a week.

Click here to contact me or give me a call at (458) 205-8376.

Below are some links to download Medicare Publications you may find useful.

Click here to download the 2022 edition of “Medicare and You” from the Medicare.gov website

Click here to download the 2021 edition of “Choosing a Medigap Policy: A Guide to Health Insurance for People on Medicare” from the Medicare.gov website

For more information on the different Medicare options click on the links below.

MA vs MAPD vs PDP, What are the Differences?

Read my article and learn more about this important decision.

medicare advantage health plans joe cioffi insurance eugene oregon

Original Medicare vs Medicare Advantage- Which is right for you?

Read my article and learn more about this important decision.

The Annual Election Period for Medicare Advantage and Medicare Prescription Drug Plans is October 15th  – December 7th.

The Medicare Advantage Open Election Period is from January 1st to March 31st.

There are also initial and special election periods that can apply to you individual situation.  To learn more attend one of my Medicare Made Clear or a specific plan presentations, or feel free to give me a call at (458) 205-8398.

Click here for presentation date and times.