(458) 205-8398 or toll free (866) 981-3017 joe@jclifehealth.com

Disability Insurance Plans

Are you protecting your most valuable asset?

You’ve worked hard to build a successful career. The income you earn supports your family, your financial goals and your lifestyle. That’s why your income might be your most valuable asset – even more so than your house, car or savings.

Disability income insurance provides benefits to help replace a portion of your income if you’re sick or injured and unable to work. It’s financial protection that helps you focus more on your recovery and less on how you’ll cover expenses.

In addition to your income, here are some of the most important things in your life that disability income insurance helps protect:

  • Your home
  • Your retirement
  • Your family
  • Your personal savings
  • Your lifestyle

The Need for Disability Income Insurance

A disabling event can strike at any time.

Did you know?

43% of all 40 year-olds will have a disabling event lasting 90 days or more by the time they’re 65*.

Three years is the approximate average length of a disability absence from work.

*Source: Council for Disability Awareness, disabilitycanhappen.org, 2018

Things to consider

The right amount of coverage

You should have enough disability income insurance to at least pay your monthly living expenses, so you and your family can focus on what’s most important during such a critical time…your recovery.

Your income matters

You rely on your income to help make financial ends’ meet. That’s why it’s important to protect your income at any age during your working years.

The best time to buy

The best time to buy disability income insurance is now. A disabling sickness or injury can happen at any time, at any age. And, since premiums are based in part on your age at time of purchase, elimination may cost you more. Considering all that your income provides, and the financial goals you’ve set, isn’t it important enough to get started today?

Let us help you find a plan that fits your budget and protect you from the unexpected costs associated with a disability, click here to contact us or call us at (458) 205-8398.

disability insurance joseph cioffi health life medicare oregon washington