(458) 205-8398 or toll free (866) 981-3017 joe@jclifehealth.com

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JC Insurance Group
Joseph Cioffi
Independent Life and Health Insurance Agent
Licensed in Oregon and Washington

175 West B St, Bldg. E-1, Springfield, OR 97477
Office (458) 205-8398
Direct (541) 517-8376
Fax (971) 925-4151

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Please reach out to us using the form below. We are happy to provide a consultation to help you get the best insurance products for your needs.

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Ready for those winter blues to be over? You’re in luck – it’s time to spring forward 🌻On March 12, all clocks will skip ahead one hour as daylight savings time begins. Don’t forget to change any analog clocks, and enjoy the extended sunshine! Share this post to remind people in your circle ➡️ ... See MoreSee Less
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Medicaid DeterminationMedicaid eligibility verification is performed annually by states to verify Medicaid recipients are still eligible to receive Medicaid. The process was put on hold as of March 2020 because of the PublicHealth Emergency (PHE). The suspension for redetermination is no longer tied to the PHE. Therefore the Medicaid renewal/redetermination process will resume.Starting February 1, 2023, states can begin to initiate the Medicaid Redetermination process. For states that initiate the process in February 2023, disenrollment can go into effect as early as April 1,2023 for anyone deemed ineligible for Medicaid. What this meansPersons who currently receive Medicaid assistance from their state Medicaid program will be subject to Medicaid Redetermination. Beneficiaries will receive requests from the state asking that theyvalidate their contact information and provide documentation to determine continued Medicaid eligibility. Beneficiaries that are excluded from Medicaid renewal/redetermination will receivenotification that informs them their renewal is complete.Beneficiaries will be notified approximately 60 calendar days prior to any disenrollment. Example: A beneficiary subject to disenrollment on April 1st due to no longer being eligible for Medicaid will receive notification in February. If you have concerns regarding Medicaid Benefits, please feel free to call me. ... See MoreSee Less
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It can be difficult to keep up with all the Medicare changes, so we thought we’d share a few of the most important ones to know in 2023:✔️ Part D’s deductible and catastrophic coverage phase threshold are both increasing by 5% (a $25 increase and a $350 increase, respectively) ✔️ If you have drug coverage with a Part C or D plan, your insulin costs will be capped at $35 a month. Those on Original Medicare will get the same cost cap starting July 1. ✔️ There’s a new Part B plan that extends immunosuppressive drug coverage for those who have a kidney transplant. ✔️ For those with drug coverage with a Part C or D plan, vaccines recommended by the ACIP are free starting January 2023. Have questions about these changes or your benefits? Feel free to reach out! We’re always happy to help you understand your coverage. 📖: Medicare Changes for 2023, ValuePenguin ... See MoreSee Less
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